Family Law Attorney in California | County counsel settling into her new position

Archive for May 2011

County counsel settling into her new position

May 28, 2011 |

Author Family Law Attorney in California

County counsel settling into her new position
Attorney Gretchen Stuhr is no stranger to small town life and said sheâ€™s â€œbeen really happyâ€ with her decision to move to Del Norte County a little over a year ago. Stuhr, 34, was born and raised in Colorado but moved to the North Coast in February 2010 to pursue a career as one of the deputy county counselors for Del Norte. Little did she know, sheâ€™d be appointed to serve as full county counsel …

Published May 28, 2011.
Read more: The Daily Triplicate

Posted in Family Law Attorney in California News |

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Feldman Law Center – Are California Foreclosures Peaking?

May 27, 2011 |

Author Family Law Attorney in California

Feldman Law Center – Are California Foreclosures Peaking?

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Feldman Law Center – Are California Foreclosures Peaking?

By: Berry
Posted: May 26, 2009

In the midst of today’s report about another consecutive record for foreclosures with California ranked third in the nation behind Nevada and Florida, some encouraging news was released showing that an indicator of future foreclosures actually dropped in April. Home mortgage defaults in California, which had risen in each of the first three months of the year, dropped in April, according to a report just released by ForeclosureRadar, an online seller of California default data. The decrease in defaults led to a drop of 18% in the filings of Notices of Default (NOD’s) from March to April.

An NOD is filed when a borrower falls behind in payments by several months. The actual number of payments a borrower can miss before receiving an NOD varies from lender to lender. If a loan modification is not initiated, or if some kind of agreement cannot reached between the borrower and lender over the default, a foreclosure process is initiated. If the home is foreclosed it is then put up for auction, typically for the amount of the outstanding mortgage.

The April record for foreclosure filings was preceded by a record month for NOD’s in March as state and self-imposed moratoriums on foreclosures expired. Many of the self imposed moratoriums were allowed to expire once the details from the Obama administration’s “Making Home Affordable” plan regarding refinancing and loan modifications were announced. With the plan’s guidelines in place to determine the highest foreclosure risks, the lenders could determine which homeowners could or could not make a modified payment. It’s likely that many of the first foreclosures focused on the situations where foreclosures were most likely, even under the most generous scenarios of a loan modification under the new plan.

The number of people buying homes at the foreclosure auctions also jumped. In most cases, bids are rare on the properties at the auctions and banks take them over afterward. With an opening bid that’s usually set at the amount of the outstanding mortgage the demand at auction is usually muted.
When no

bidders emerge, the lender takes the property at auction and puts it for sale on the open market, often for less than the mortgage amount.
Last month, however, saw a jump in third-party bidders buying foreclosed homes at auctions, setting a record as 1,634 were purchased. It was a 52% increase over March. The total number of homes going to auction was up 35% over March, to 13,550. Analysts noted that one month’s statistics do not make a trend but were guardedly optimistic.

Housing market watchers have lately noted a growing backlog of foreclosures — defaults had been rising, but, at least for the month of April, the number of homes actually foreclosed dropped. It’s unclear whether lenders simply could not process the volume of foreclosures, or were deliberately delaying foreclosures to either allow loan modifications to be put in place or were trying to keep from further flooding the market with foreclosed homes for sale. The record number of filings in April could be the start of movement on that backlog. The issue going forward is how much more backlog appears and whether it can be liquidated in an orderly fashion.

The Feldman Law Center specializes in negotiating with lenders on the behalf of homeowners to make their mortgage payments affordable again. During the current housing down-turn, the loan modifications we have negotiated have helped over 500 families lower their monthly payments and avoid losing their homes to foreclosure. We understand that each family has different needs as they enter with us into their loan modification process. For that reason, we approach each loan modification as a unique opportunity to provide a solution specifically built for each homeowner’s situation.

Our attorney driven process is designed to gain optimal results on each loan modification we negotiate on behalf of our clients. Combine that with a staff that arrives each day with dedication and compassion for our clients and you have a team that is second to none. Our state of the art technology systems assure the best in customer service while also allowing us to stay ahead of the ever changing rules and guidelines that govern loan modifications.

The people at The Feldman Law Center understand that the dreams of home ownership and being part of a community must be protected one family at a time. We also understand that the threat of losing those dreams can put enormous pressure on families like yours. If you are struggling with your monthly payments and worried about the threat of foreclosure, we can help. Find out how a loan modification can help you and your family. Call The Feldman Law Center today at 800-588-0425.

Legal Disclaimer
The information contained herein is provided for general information and advertising purposes only and is not intended to convey a legal option nor legal advice for any particular case or situation. Nothing in this article shall create an attorney-client relationship. Nothing sent to this law office via e-mail shall constitute an attorney-client relationship. Nothing contained in this article shall be construed to be a guarantee or prediction of result. Prior results are provided for general information purposes only and do not guaranty, warranty or predict a similar outcome with respect to any future matter. Results achieved depend on individual circumstances and not everyone will qualify or be successful in restructuring their mortgage loan.

Berry – About the Author:

http://feldmanlawcenter.com

Source: http://www.articlesbase.com/loans-articles/feldman-law-center-are-california-foreclosures-peaking-938212.html

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Article Tags:
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The busy world of loan modifications is starting to generate its own terminology. A “refault” now describes the situation where a homeowner in default on the mortgage applies for, and gets, a loan modification only to go back into default a short time thereafter…………..

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Family Law Attorney: Helping You Through a Child Custody Hearing

May 26, 2011 |

Author Family Law Attorney in California

Family Law Attorney: Helping You Through a Child Custody Hearing

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Family Law Attorney: Helping You Through a Child Custody Hearing

By: Justin
Posted: Nov 17, 2008
Views: 913

Being a parent can be one of the most rewarding experiences of your life. The unconditional love between you and your child is probably one of the most unique and amazing things you have ever known. When conflicts arise between you and the other parent of the child however, the situation may escalate to such a level that you may end up in a court hearing for any number of reasons, including a child custody hearing or a child support hearing.

If you and the other parent of your child will be going through a court hearing regarding your child, you might want to consider hiring a family law attorney. These legal professionals can help you navigate the type of court hearing you are going through and can help make sure that you are properly portrayed during the hearing.

If you are going through a child custody hearing, it will probably be one of the most stressful and difficult times of your life. It will be difficult and stressful because both you and the other parent of your child will likely both be fighting for custody of the child. Just the fear of losing custody of your child may be enough to raise your stress to an unhealthy level, and if you do not know what to expect during the hearing, it may put your emotions over the top. A family law attorney will be able to inform you of what to expect during the hearing and can help make sure that you are properly portrayed during the hearing, which can be the difference between being awarded custody and losing custody of your child.

Read more articles
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The court will likely consider many factors during your custody hearing before determining how custody will be split and to whom it will be awarded. One of the main factors that the court will probably consider during the hearing is your parenting ability. With this in mind, it can be extremely beneficial to have a family law attorney on your side that will be able to portray your parenting abilities in the best light. Keep in mind, the other parent of the child will probably also be trying as hard as they can to gain custody, so having a legal professional on your side that has experience in these types of cases can be crucial.

Once you have made it through the custody hearing, you may also have to endure a support hearing. The support hearing will probably be held to determine how much money the non-custodial parent will be required to pay each month in child support. Whether you are the parent making the payments, or the parent receiving the payments, a family law attorney can be a great help in making it through this hearing as well.

Fighting with the other parent of your child regarding child custody, or any other matter, can be very stressful to endure. When the conflicts end up in court, you may want to hire a legal professional to help you through the hearing. There are many benefits to hiring a lawyer to help you through the hearing, with the most important being coming out ahead at the end of the process.

Justin – About the Author:

For more information on the process for a Divorce in San Bernardino or to schedule a consultation with a San Bernardino Family Law Attorney visit the offices of the Diefer Law Group

Source: http://www.articlesbase.com/divorce-articles/family-law-attorney-helping-you-through-a-child-custody-hearing-646157.html

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